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Understanding Baccarat Hand Values Online

Baccarat Hand Values Understanding baccarat hand values is important if you want to win real money. There are simple guidelines to follow in order to understand the game. If you know the rules of baccarat then you will most likely be familiar with the hand rankings. However, calculating the hand values might still be an issue for you. This guide will help you through the various hand ranking in baccarat.

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Value of Baccarat Cards

Before learning the various baccarat hand-values, it’s useful to first learn the different card values in the game. Here is a list of the card values:

Card Value


You have to remember that the suit of the card in baccarat does not hold any kind of significance. So, the same number can appear more than once because the game is usually played with six to eight packs.

Hand Values in Baccarat

You may have noticed that calculating baccarat hand values is slightly different from other casino games. But understanding the various hand values is quite straightforward. The caller will also ensure that the game is played correctly, however, it’s a good idea as a player to also understand what is happening.

In many games, the shoe is passed from one player to the other and they each take turns of dealing cards. This is one of the reasons why understanding the hand rankings is important. If one of the players is not dealing, they will have to take the shoe and pass it on to someone else.

Each card value is added together using the chart mentioned above. If the total value amounts to more than nine, the ten will be subtracted from the total. For example, if the total value of the cards is 16, ten will be subtracted leaving 6 as the result.

Online Baccarat Hand Values

Baccarat Hand Value Examples

You’ll see with the examples shown below how the total value of the cards dealt is calculated. Sometimes the numbers may be different, but in baccarat, they may add up to the same result.

  1. Ace + 3 = 4. Or 9+5 = 14 – 10 = 4.
  2. Jack +Ace = 1. Or 7+4 = 11 – 10 = 1.

When you use the chart above you can see that Jack does not have a value in baccarat, therefore, the only valued card the player has is the Ace. Also, we have mentioned before that ten is subtracted from any result that is more than nine. So, with these illustrations, it is easy to see how the hand values are calculated.

However, there are instances where the card values will add up to 9, which is called a natural in baccarat.

  1. 9+ Jack = 9
  2. 5+4 = 9
  3. 6+3 = 9

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